Managing your money requires discipline and knowledge, and it’s not easy to keep track of all of your expenses and bills if you are not used to it. Fortunately, some apps help to make this task easier. We selected the best phone applications to help you with sticking to a budget, manage your money and handling investing decisions.
1 – Mint
With Mint, you can sync all your bank accounts, credit cards, and monthly bills all in the same place. This user-friendly app has categories such as Gas & Fuel, Home Improvement, Clothing, Education and others. The application will also remind you when your bills are due, and you win a free credit score check as a bonus. It’s free and available for iPhone and Android users.
2 – Clarity Money
Clarity Money is categorized into four tabs: a home feed, an accounts page, a search tool and your profile. It’s very easy and pleasing to use and navigate. There are tools to help you manage subscription such as Netflix and others, and it will also help you cancel them if you want to. It’s free and available for Android and iOS.
3 – You Need a Budget
Users can track their expenses in several categories like monthly bills, everyday expenses, etc. They allow you to test it for free for 34 days and then it’s $50 a year. It’s available for Android and iOS devices.
4 – Unsplurge
This easy-to-use and navigate app will show you how you spend your money and will point out the unnecessary expenses. After that, it will set a realistic goal so that you can improve your money management. It’s free and available for iOS gadgets.
5 – Qapital
Qapital is ideal for freelancers since it helps to save up for tax season. In there you can also set rules for your budget and identify what triggers your impulse buys. It’s free and available for iOS and Android.
6 – Trim
Do you subscribe to services, spends money on it and simply forgets about it? If yes, Trim is the perfect app for you. It helps you to identify and cancel the ones you don’t want.
7 – HoneyFi
HoneyFi is perfect for couples who want to learn how to save money together. It’s very user-friendly, and it will help to simplify your finances and spend your money wisely. It’s free and available for both iOS and Android.
8 – Wallaby
Wallaby is the perfect app for credit card users since it helps you make the most of them. This app makes sure you don’t miss on cash back, rewards or points. You don’t need to provide your credit card numbers, only the type of card you have, making it very safe to use. Free and available for iOS and Android.