Christmas is on its way, and December is usually when people shop for presents. If you haven’t bought your gifts yet, you can take advantage of credit cards that will help you save some money and earn rewards. However, be careful not to overspend and end up in a pile of debt. Do a bit of research on the products before buying so that you can get the best price for your items. We’ve selected the best credit cards for holiday shopping. Check them out below.
REDcard Credit Card
- Charge your Target purchases in-store & at Target.com.
- Receive a monthly bill.
- Check balance, make payments & review statements at Target.com/myREDcard.
- Starbucks discount
- Save 5% on everyday essentials delivered on your schedule when you subscribe, plus you save another 5% when you use your REDcard.
- Free 2-day shipping
- Save 5% on specialty gift cards for travel, restaurants, movie tickets, and more when you use your REDcard.
WebBank/ Fingerhut Advantage Credit Account
- No annual fee
- Build your credit history
- Low monthly payments
Blue Cash Preferred Card from AmEx
- 0% intro APR on purchases and balance transfers for 12 months
- 6% cash back at U.S. supermarkets (terms apply); 6% cash back on select streaming subscriptions; 3% cash back on transit; 3% cash back on gas stations and on transit;1% cash back on all other purchases
- Return protection
- $250 cash bonus after spending at least $1,000 in purchases within the first 3 months
- 0% intro APR on purchases and balance transfers for 12 months
- Car rental loss and damage insurance
Costco Anywhere Visa Card by Citi
- 4% cash back on eligible gas
- 3% on restaurants and eligible travel purchases
- 2% cash back on all other purchases Costco and Costco.com
- 1% cash back on all other purchases
- Damage and theft purchase protection
- Extended warranty
- No foreign transaction fees
- No annual fee with your paid Costco membership
Discover it Cash Back
- No annual fee
- Dollar-for-dollar match of all the cash back you’ve earned at the end of your first year
- 5% cash back at different categories like Amazon.com, and more
- 1% cash back on all other purchases
- Cash back never expires
- Paying late won’t raise your APR
- No foreign transaction fees
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