Getting credit cards after bankruptcy may not seem like a good idea, but it is especially important that you work to improve your financial situation.
Some cards can help you restore your credit after some time and patience, if used responsibly.
Choose and compare the best credit cards after bankruptcy:
1 – First Premier Bank Gold Card
- A checking account is required
- A manageable credit limit can help you stay in control
- Track your progress. Your quarterly FICO Score is provided for free on your monthly billing statement
- Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report
2 – Capital One Secured Mastercard
- No annual fee
- No foreign transaction fees
- Unlimited access to your credit score and tools that help you monitor your profile
- 99% APR
3 – Discover it Secured Card
- No Annual Fee,
- Cash back on every purchase
- Helps you build your credit with responsible use.
- It requires a refundable security deposit up to the amount they can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
- They will automatically begin reviewing your account starting at 8 months to see if they can transition you to an unsecured line of credit.
- Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
- Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
4 – OpenSky® Secured Visa® Credit Card
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
5 – Indigo Platinum Mastercard
- Easy pre-qualification process with fast response
- All credit histories considered
- Online servicing available 24/7 at no additional cost
- Unsecured credit card, no security deposit required
- Account history is reported to the three major credit bureaus in the U.S.
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